Banking Tariffs for Individuals

¹ Commission will be charged from the Account in the respective currency at the moment of generation of the next Statement after the date of the first Operation execution. Further on this fee will be charged at each anniversary date. In case of Termination of the Agreement or Clients refusal of additional card prior to the expiration of the paid annual period of the Primary and Additional Cards the rest part of the fee paid is not reimbursed to the Client.

²Current limit covers non-working days and the following business day that are deemed as one business day.

³Daily limits for cash withdrawal. Cash withdrawal amounts exceeding 450 000 Russian roubles, 15 000 US Dollars or Euro, 5 000 Pound Sterling have to be ordered 3 (three) working days prior to withdrawal.
Free of charge for withdrawals related to Bank’s lending products (excl. overdrafts) and term deposits transferred to current account 30 days after maturity, including the cases where the term deposit was renewed automatically (automatically placed on the same term).

⁴Minimum average monthly balance requirement is not applicable to customers who received mortgage loan in the Bank and HSBC Plus customers who received personal loan in the Bank from the moment of loan disbursement till such loan is fully repaid.

⁵The Period the Customer needs to deposit the necessary amount to meet the minimum average monthly balance.

⁶Full loan cost for HSBC Plus customers – 41,21%, for HSBC Premier customers – 34,50%.

⁷ Daily limits for Internal Transfers:
- via Internet banking not more than RUB 3 000 000 (other currencies equivalent), in case the payment is being executed between accounts in different currencies
- via Direct Service Center executed after 5 pm during working days are not more than RUB 1 000 000 (other currencies equivalent)

⁸Daily limits for outward non-cash payments are not more than 600 000 RUB (other currencies equivalent)

⁹Daily limits for outward non-cash payments not more than 500 000 RUB (other currencies equivalent)

¹⁰Transfer fees can be charged by correspondent banks. For the purpose of these Tariffs the transfer between own accounts is the transfer where the sender coincides with beneficiary.

¹¹Free of charge for transfers to own accounts opened with HSBC Bank Armenia CJSC.

¹²If a payment carrying out/receipt is delayed at the Bank’s fault the fee is not charged.

The following terms and symbols: “rouble” or “RUB”, “US Dollars” o r"$" or “USD”, “Euro” or “EUR” or “€”, “Pound Sterling” or “GBP” or “₤” mean respectively, Russian roubles, US Dollars, Euro or Pound Sterling.

Tariffs constitute the integral part of the bank service agreement between the Customer and OOO “HSBC Bank (RR)”. OOO “HSBC Bank (RR)” at its own discretion may from time to time alter the size of commissions and fees as well as the list of services and products set out in these Tariffs as specified in the Banking Terms and conditions for individuals.

Tariffs are effective from 10 of June 2010

Tariffs for Credit cards issuing and maintenance

¹The fee will be charged at the moment of generation of the next Statement after the date of the first operation execution. Further on this fee will be charged at each anniversary date. In case of termination of the Agreement or Client's refusal of Additional Credit card prior to the expiration of the paid annual period of the Primary and Additional cards the rest part of the fee paid is not reimbursed to the Client.
The Tariffs constitute an integral part of the Agreement on issuing and servicing credit cards between the Client and OOO "HSBC Bank (RR)". From time to time and at its own discretion OOO "HSBC Bank (RR)" may change the commissions and fees and the list of services and products set out in these Tariffs as specified in the Credit cards terms and conditions.

Tariffs are effective from 13 of April 2010.

Personal Loans Tariffs

The Tariffs is integral part of a Loan agreement concluded between a Borrower and HSBC Bank (RR) (Limited Liability Company). HSBC Bank (RR) (Limited Liability Company) can change the Tariffs discretionally as it’s stated in a Lending Terms however the Changed Tariffs are not applied to the Request signed by the Borrower has been transferred to the Bank and under which the Loan has been disbursed.

Tariffs are effective from 10 of June 2010.

OOO HSBC Bank (RR) (Bank, HSBC)
General license issued by the Bank of Russia № 3290
2 Paveletskaya Square, Building 2, Moscow 115054 Russia