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Saving Accounts and Term Deposits

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+7 (495) 645 4545
in Moscow

+7 (812) 313 4545
in St Petersburg

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Deposit Insurance System

Saving accounts and term deposits

Whatever you're saving for, we can help you get more from your money with our choice of practical and accessible saving accounts.

When it comes to long term goals, achieving what you want for the future simply means careful planning today.

Saving account with daily interest

Flexibility is the key to the HSBC saving account - you can access and move your money instantly whenever you like.

Free internal transfers means you can make the most of the money in your current account by transferring funds straight to your saving account without charge, or by opening term deposits from your saving or current accounts via Internet Banking, phone or a branch visit.

Additionally, you can move money directly to your saving account from a 3rd party account, and from your saving account to a 3rd party account without having to worry about moving it to your current account first.

Find out more about our saving account interest rates in one of our branches or by calling +7 (495) 645 4545.

Banking Terms and Conditions for individuals

No set-up fees, no internal transfer fees

Opening a saving account is all about making more of your money, so we won't charge any initial fees for setting up your account and you won't be penalised if you move funds between your accounts or transfer it directly to a third party accounts opened with HSBC. You can choose to save in Russian roubles, US dollars or Euro.

  • No initial fees
  • No maintenance fee
  • Transfer to HSBC and third party accounts
  • Free unlimited internal transfers between your saving and current accounts
  • Possibility to open term deposits from saving accounts
  • Attractive rates
  • Three currencies available - Russian rubles, US dollars, Euro
  • Manage your money via the Internet or phone

Applying for our saving account is easy and once completed, you can be sure your money's working as hard as possible for you.

Application form for banking services for individuals (PDF, 4,3 MB)

Term deposit - instant on-line savings

If you want to make the most of your savings and you don't need access every day, our high-interest term deposit could be an ideal solution. Designed to be as flexible as possible, you can set it up in an instant via the internet or by phone and enjoy a higher rate of return on your capital over a period of 31, 91, 181, 367, and 721 days.

  • Minimum deposit amount - 1 000 USD/Euro or 25 000 RUB
  • Interest rate depends on term deposit currency, amount and term

For more information call us on +7 (495) 645 4545.

Our branches are open from 9am to 8pm Monday to Friday and from 10am to 5pm on Saturdays (except public holidays).

Find out more about our term deposit interest rates in one of our branches or by calling +7 (495) 645 4545.

Term deposits Terms and Conditions